One of my favorite ‘fun facts’ about myself is that I got married in college when I was just 20 years old. Megan had turned 21 exactly 7 days before our marriage (which proved clutch for our honeymoon in Colorado, as we wouldn’t have been able to rent a car otherwise!). At the time we got married, I had a year left of schooling, and Megan had a full two years left en route to her Master’s degree.
In our generation, that raises some eyebrows and drops some jaws! After all, before deciding when to get married, there are some other considerations to make, like, you know, who to get married to, and if you even want to be married. For us, getting married, getting married to each other, and getting married young were all pretty simple decisions, despite their gravity, and I’m happy to walk you through our journey.
Most of us have been told that we should keep a budget. Most of us have been told that we should avoid credit card debt. If we’re lucky, we’ve even been told we should save and invest some of our money each month. But what’s the big picture? What are we really aiming for, and why? Any good financial planner, before recommending a financial plan, is going to take some time getting to know our personal goals and aspirations. Similarly, we need to have a familiarity with our financial philosophy before we dig into the details of our financial habits. My financial philosophy is simple: Live Now. Live Long. Change The World.
If you’ve read anything about goal setting before, you’ve probably heard that good goals are SMART: specific, measurable, achievable, relevant and time-bound. That’s great, and it’s true. It’s just not all. If you want to actually reach your goals, you’ll have to account for these 6 aspects of goal setting.
Poverty, Riches, & Wealth is a quick and fascinating read that essentially functions as a compilation of anything and everything Kris Vallotton has to say about money. Many of chapters feel only loosely connected at best, but each one is packed with revelatory insight, which is particularly refreshing given that money is a topic that most pastors either misunderstand, intentionally manipulate, or avoid altogether. And of course, in classic Kris V fashion, the interwoven stories throughout the book are the icing on the cake - this dude is hilarious. Some of the high points Kris hits on include:
Last year, Megan and I had the amazing opportunity to live in Dubai for 3 months, and we had an absolute blast. We lived in the most diverse city in the world, and it showed itself everyday in the people we met, the food we ate, the architecture, and more. We got to travel to the surrounding areas of the Arab Peninsula like Abu Dhabi, Bahrain, and Oman. I was more informed than ever about global diplomacy and causes for the divides between different Arab alliances, sects, and organizations. I regularly got to play football (soccer) with people from at least a dozen other countries, and by the end of the summer had picked up on the nuances of different nations’ playing styles. I got to make friends from different backgrounds about how they view the world, what they see as the central needs (and respective solutions) of their home societies, and what they think are the most effective ways for Westerners to give aid to poor regions of the world. It was fascinating, and I could share my takeaways for hours on end.
I'm really curious how you would answer a couple questions. First off, do you think money is intrinsically good, bad, or neither? And secondly, how much money do you think you'll have one day - at your financial peak?
Or what if I put it this way: if you could have anywhere between $0 and $1,000,000,000 dollars, how much would you want? Take a sec; think about it.
If you’ve ever read an article about health, you’ve probably heard before that exercise isn’t everything - we can’t make up for our poor nutrition habits by simply running harder and longer. Our health is more holistic than that - the way we eat, and even how much we sleep, are factors we need to consider when striving after our health goals. And while that’s all good and true, it’s not the end of the story. You could spend the rest of your life sleeping 8 hours every night, exercising for 30 minutes every day, and eating as healthily as possible, and you’d watch your health plummet before your eyes. Here are two main reasons why:
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